Check with other insurers and compare their quotes. Don’t rely on your present quote only if you want to get the best result especially when you are buying a new car. Do not just accept the dealer’s offer.
Doing a monthly payment of your premium will increase your premium. Try to make an annual payment it saves cost. Doing this on a 0% credit card would help spread the cost. Installment payment would attract a 33% increase on your premium.
Careful driving without being involved in any accident would earn you a discount because you will make no claims. You can get up to 75% discount on your policy if you don’t make claims in fives years. You can transfer your no-claims bonus from one insurer to another. Insurers would be interested to know if any form of traffic offense is recorded against you. This could make them increase your premium. So you are advised not to drink while driving, do not make calls while driving, obey traffic signs and maintain speed limit.
Expensive high performance cars that also comes with huge spoilers, booming exhausts and body kits are classified by the insurer in the high premium group. So buying such cars would mean paying higher premiums. Go for less expensive cars that are valued in low insurance covers. You would also get discounts if your car has an alarm and immobilizers.
Make sure you park your car in a safe place because it is very important when calculating your premium. If you park you car on the street, there is much risk and your premium would increase but if your car is parked in the garage or on a private driveway your premium would reduce. To also find a good policy move to a place where crime is less and risk is low.
Start enjoying lower rates today by getting and comparing enough quotes from quotes comparison sites.