Painful First Quarter for World Financial Markets

This quarter started with huge concern about housing bubble bust followed by subprime crises which all are talking US economy towards a recession. This will be long or short recession only time will tell but impact is getting visible in low consumer confidence and same store sales reports which are falling each month. US government and Federal Reserve is trying their best to pull economy out of this downturn by giving tax concessions and lending money to banks at very low and deferred interest terms. Bear Stearns was biggest causality of this quarter whose stock fell from $ 80 to $ 3 in matter of 5 days due to its losses in mortgage backed securities which got severely devalued due to subprime crisis.

Above all events resulted in one of the worst quarters for global stock markets. Dow fell by 20% off its historic high of 14280 to about 11500 and took world markets with it on rollercoaster ride. German DAX fell from 8150 to 6200 a net valuation loss of 24%. Similarly Australian Stock Market also took a dive with valuation depletion in vicinity of 27%. Among all these markets Indian markets took highest hit where benchmark index Nifty plunged 30% from its January highs of 6290 to 4448. Worst performing sector was banking which lost about 42% valuations. Also Nifty Junior and Nifty Midcap humbled by 45% and 43%.

Crude oil prices raise also contributed its part in slowdown fear in world markets. In this quarter crude per barrel increased from $ 89 to $ 110 due to one or other events in world and stubbornness of OPEC countries to increase oil production. Rapid industrial growth in India and China is major underlying fundamental factor in imbalance in demand and supply of crude oil. One thing positive is been seen from car sales report that small car sales are rapidly increasing all thanks to their excellent fuel efficiency as $ 3 a gallon is creating big hole in every ones pocket.

Food grains like wheat, Rice and pulses are showing highly bullish trend in world commodity markets. Thee year long drought conditions in Australia is also damping grain production from one of the biggest exported of wheat. In India due to less than favorable monsoon and overzealous exports of rice have created shortfall in strategic grain reserves, which resulted in export ban of rice and pulses. This will further instigate price rise in global grain market in coming quarter or two. Governments across the globe need to give serious heed to develop better yielding crops or picture is very grim for future availability for main food staple like wheat and rice, which may badly hit countries in Africa and Asia.

Precious metals like gold and silver has shown very wild swing this quarter due to continues fall in stock market and US Dollar value. Precious metals especially gold is preferred investment to which people resort to in events of economic turbulence as we have observed this quarter. Gold stared this quarter with $ 845 per ounce and reached its peak of 1030. Due to measures taken by government and fed to ease fear of recession gold fell by 26% in last two weeks touching low of $ 874 per ounce. Similarly silver started this quarter at $ 14.80 per ounce and peaked at $ 21.30 and now back to $ 16 per ounce. We expect precious metals will keep its uptrend in coming quarters and this pullback can be utilized as good accumulation point.

To summarize the analysis we expect that damage done to global economy especially stock markets in last quarter will keep showing its effects for two to three quarters and markets may see heavy volatility and wild swings. It is prudent in part of traders and investors not to be over zealous in either bull or bear side of markets and keep a neutral view to trade accordingly.
200 Hr Yoga Teacher Training in Thailand
Are you looking for yoga teacher training courses that will give you the best value? Welcome to the Spiritual Yoga School. The Spiritual Yoga School offers a 200-hour intensive teacher training course (RYS 200 YA US) that is accredited with Yoga Alliance International, Yoga Alliance USA, and the International Yoga Federation. When you complete the training program you will be eligible for a registered yoga teachers (RYT) certification.  Students who are interested in participating should understand that this will be a physically and emotionally demanding program. It will require a strong commitment and personal sacrifice. Also, you are required to have passion to learn and personally explore the deeper dimensions of yoga. The Unique Benefits of Spiritual Yoga School’s Yoga Teacher Training ensure that you learn more than just how to teach yoga. We’re committed to helping you build a strong foundation for your lifelong journey as a teacher. Teachers Bai Yuting Susu (E-RYT 500) – Asana and Anatomy teacher Ram Vakkalanka (E-RYT 200, RYT 500) – Philosophy teacher Amafah Mubashir (RYT 200) -Pranayama and Asana teacher teaching assistans – contact us for more details Read more about our teachers by clicking here. The Venue and Location Vikasa Yoga Retreat Accommodation Beach Bungalow Standard The Standard Beach Bungalows bring guests close to Nature while providing every convenience. The rooms are quite modest, rustic both inside and out, yet clean and comfortable they feature a queen-sized bed, and direct beach access. A private terrace allows you to take in one of Samui’s spectacular sunrises. Bungalows come with simple interior bathroom with hot shower, AC, mini fridge, and a safety box. FEATURES: Private beach, Sea views or partial sea views, Air conditioning, En-suite bathroom with hot shower, Private balcony with bean bag, Mini fridge, Coffee / tea making facilities, Electronic safe, Free WiFi Beach Bungalow Superior The Superior Beach Bungalows provide the same features as the Standard, but are substantially bigger, more spacious, have better finishings, upgraded king-sized bed (or request two twins) and our most spectacular unobstructed sea views from its terraces. It’s a truly unique waterfront living experience. FEATURES: Private beach, Sea views, Air conditioning, En-suite bathroom with hot shower, Private balcony with bean bag, Mini fridge, Coffee / tea making facilities, Electronic safe, Free WiFi *$250 extra charge Veggie Diet!   Why Veggie diet? A vegetarian diet has been found to reduce the risk of heart disease, diabetes, cancer, hypertension, obesity, and more. Plant-based foods are generally easier to digest. Food that comes from animals, on the other hand, can create a sluggish immune system, drain your energy, and weigh you down overall. Yogis want to feel good. They know yoga is one way to do that—and a healthy, vegetarian diet is the other side of the equation. One of the many reasons people practice yoga is for what it does on a physical level. Beyond toning the arms and tightening the butt, yoga cleanses the internal organs, keeps the digestive system moving, improves blood flow, strengthens the immune system, and the list goes on. Having a vegetarian diet add to the many health benefits of a yoga practice. Location:  The Island of Koh Samui is a small island located in the Gulf of Thailand in the southeast Thailand in Surat Thani Province. Koh Samui has two sister islands: Koh Phangan and the smaller Ko Tao. Main town is Chaweng, where you can find anything you need for your stay. Koh Samui is famous for sandy beaches, coral reefs, and coconut trees are present on the island. The climate is warm and humid for most of the year. However, in comparison to most of the rest of southern Thailand, Koh Samui’s weather is relatively drier. The heaviest precipitation is typically seen in the months of October and November. For the rest of the year, given the tropical climate, rain showers are brief; 20-60 minutes duration is typical. The name Koh Samui derives from the word “samui”, meaning “sand bar” in the southern dialect, for these are many sand bars offshore. Medical information Participants must be free of major injuries going into the program. Students with minor but recurring injuries must inform the teacher of their conditions. Entry requirements Passport validity Your passport should be valid for a minimum period of 6 months from the date of entry into Thailand. Entry to Thailand is normally refused if you have a passport which is demaged or has pages missing. Visas British, EU, Australian, New Zealand, American or Canadian passport holders arriving by air or land can enter Thailand for 30 days without a visa exemption. It is possible to extend your stay beyond the 30 days granted by the visa exemption by an additional 30 days from the expiry date of the original visa. To extend your visa you will need to apply at an immigration office. If you plan to stay in Thailand for longer than 30 days, you must get a visa before you travel. If you have entered Thailand on a visa, it is possible to apply for an extension of stay but you must do this before your permission to stay expires. If you overstay, you will be fined 500 bath per day up to maximum of 20,000 baht. Check with the Thai Immigration Authority for details. Vaccines and Medicines Yellow fever vaccination is required for travellers arriving from countries with risk of yellow fever transmission. Read more about the vaccines and medicines list by clicking here . You should visit your doctor (ideally, 4-6 weeks) before your trip to get vaccines or medicines you may need. Recommended Excursions ELEPHANT TRECKKING Thailand’s national animal, the mighty Elephant, is a symbol or power and royalty. Koh Samui offers one of the best tropical rain forest elephant trekking tours. Experience Thailand’s gracious animal in the most natural way through a jungle trek on the back of one of these humble animals. Travel through exotic coconut groves and wade through the cooling rivers on this amazing journey. This is by far the most magical way to discover all of Koh Samui’s jungle secrets. SAMUI AQUARIUM The Koh Samui aquarium has a beautiful collection of tropical marine lige. Think of sharks, tropical fish, turtles and more. The animals are home to Koh Samui and the Gulf of Thailand. You can enjoy a wonderful moment while seeing these fish swim around the aquarium. This tour is a great way to calm down and relax, take some pictures and enjoy the underwater sea paradise of Thailand without wearing a diving suit! SAMUI TIGER ZOO Come say hello to the young leopards and Royal Bengal Tigers! Have a look at their strength and amazing power that puts fear and awe into all of us. They are the predators that are feared the most in the animal kingdom. You can stare at them from close by or from a distance, as they play with each other in their natural environment. If you feel a bit more adventurous, you can have have a photo taken while you’re sitting right next to them!  What’s included full training program fully equipped accommodation with AC and own bathroom (with shower) delicious vegetarian/vegan meal twice a day – breakfast and dinner  drinks – raw juices, tea, milk, water, coffee, etc. fast wi-fi internet yoga mat, belt, yoga brick accommodation (25 nights; single or double occupancy) tuition fee, books&manuals printed certificate Suggested readings Hatha yoga pradipika by the Bihar School of Yoga Karma yoga by Swami Vivekananda Eastern body, western mind by Anadea Judith Sutras of Patanjali by Swami Vivekananda Bhagavad gita by sri Swami Sivananda Meditation for the love of it: enjoying your own deepest experience by Sally Kempton Science of being and art of living by Maharishi Mahesh Science of being and art of living by Maharishi Mahesh Yoga Anatomy by Leslie Kaminoff&Amy Matthews Yoga meditation: through mantra, chakras and Kundalini to spiritual freedom by Gregor Maehle Touching enlightenment: finding realization in the body, by Reginald A. Ray The purpose and practice of Buddhist meditation, by Sangharakshita The anatomy of Hatha yoga, by David Coulter Booking conditions Payment For Yoga Teacher Training, a 700 USD deposit is required upon booking to secure your place. The balance is due one month prior to the training start date. Cancelation Cancellations received 45 days or more before arrival date: 50% of the training rate is non-refundable. Cancellation received within 14-44 days to the arrival date: 75% of the program rate is non-refundable. If the cancellation occurs before 13 days of the arrival date then your non-refundable payment can be kept as credit for any future program once it is used within the following 12 months from cancellation date. We regret that any cancellations within 13 days or less are completely non-refundable and non-transferable. Accepted payment methods Bank wire transfer or Credit/Debit Card   Additional information For more information, ask your questions directly to the Spiritual Yoga School. We will be happy to assist you. Simply click on Contact Us button to send a message.